Terms of use

Using the app

By creating an account or using the app you agree to these terms. If you do not agree, please do not use the app.

Your account

• Give correct information and keep it up to date.
• Keep your OTP and your phone private. Anything done with your account is treated as done by you, so tell us at once if your phone is lost.
• You must be 18 or older.

What the app does

The app helps you find government schemes you may be eligible for, helps you apply, and gives you the other services your company has switched on. Some services, such as a salary advance, are provided by a partner, for example a lender, on that partner's own terms, which we show you before you accept.

Fees

The government scheme itself is free. If we charge a service fee for helping you file an application, we show the amount, with taxes, before you pay. Every charge on a loan or another partner service is shown to you in writing before you accept it.

What we expect from you

• Do not give false information or false papers.
• Do not misuse the app, try to break into it, or use it for anything unlawful.
• Do not share your account with anyone.

What we cannot promise

We try to keep the app available and correct, but we cannot promise that it will always work without a break, or that an application will be approved: that decision belongs to the government office, lender or partner the application goes to.

Ending your use

You can stop using the app and delete your account at any time. We may pause or close an account that breaks these terms, or that the law requires us to close.

Changes to these terms

When we change these terms we publish a new version with the date it starts. If you keep using the app after that date, the new version applies to you. Earlier versions stay available on this page.

Law and complaints

These terms follow the laws of India. For a question or a complaint, see the Contact and Grievance pages.